Garanti Bank is one of the most innovative and dynamic banks on the local market, having as fundamental goal to meet its clients’ needs.

The bank offers a wide range of quality and useful products and servicesfor all market segments: retail, SMEs and corporate. Present in Romania since 1998, the bank has developed a solid portfolio of clients and expanded its national presence through branches and alternative channels, reaching an extensive network of over 280 intelligent ATMs.Garanti Bank aims to continue itssustainable growth strategy, focusing on offeringinnovative banking products and services, supporting customers across all segments by offering them both short and long-term lending and establishing long-lasting partnerships with its clients. Thus, it is seeking to contribute to the development of the local business environment.

The bank manages to offer usable and practical innovation by always paying attention to the local market, the trends and, most importantly, the customers. Garanti Bank also benefits from the support of aspecialized company, Garanti Technology in Turkey, which has launched some of the most innovative financial products recognized and awarded globally. Some of them have already been made available here in Romania, for all business segments, such as:

  • the first contactless payment system in Romania
  • the first credit card with chip – Bonus Card
  • widest network of smart ATMs (BancoSmart) in the country – over 280 – whichthat can be used by anyone, not just bank customers, for transactions with or without credit card
  • iLoanU – an online loan application tool that provides real time pre-approval for loan applications. It is the first and only such application in Romania.
  • Garanti Online, an easy-to-use online banking platform and the most complex in Romania


Furthermore, in 2013, Seamless and Garanti Bank launched in Romania the fastest, easiest and safest mobile payment solution on the local market – SEQR – which enables customers to pay with their smartphone in stores, restaurants and online. Available for free for iPhone and Android, SEQR connects the user’s current Garanti Bank account to the retailers’ cash register or online system via a QR code. The consumers, as well as the merchants, have a lot of benefits from using SEQR. For clients, the app is free of charge and easy to use, while they also have access to discounts from retailers, can see in real time their balance and benefit from high security.

In 2013, Garanti Bank has received several awards, as a recognition of its successful activity on the local market:

  • Business Arena – Best Banking Strategy;
  • PiataFinanciara – Special Care Award, for expanding Bonus Debit Card benefits to the retired category;
  • FinMedia – The most dynamic systemic growth of assets and own funds: Best Bank;
  • eFinance – The highest growth rate in transactions number for Garanti Online;
  • eFinance – For the complexity of the transactions done by clients and non-clients, with and without card at our smart ATMs;
  • Business Arena – SME Bank of the Year;
  • FinMedia – The most dynamic systemic growth of assets and own funds: Best Bank;
  • PiataFinanciara – Most innovative Bank of the Year;
  • Global Finance – Best Consumer Internet Bank in Romania, during “2013 World’s Best Internet Banks Competition”;
  •  Global Finance – Best in Social Media in CEE Region, during “2013 World’s Best Internet Banks Competition”; Nine O’Clock – Bank of the Year.


Garanti Bank Romania is part of the financial-banking Group Garanti Romania, which also brings together Garanti Leasing (the brand under which the company Motoractive IFN SA operates), Garanti Consumer Finance (the brand under which Ralfi IFN operates) and Garanti Mortgage (the brand under which Domenia Credit IFN SA operates).Garanti is held by Turkiye Garanti Bankasi AS (TGB), the most profitable and the second largest private bank in Turkey by assets. Turkiye Garanti Bankasi is found in the top 20 strongest banks in the world, according to the rankings compiled in May of 2013 by Bloomberg, one of the most prestigious business and economic news agency worldwide. For more information please access: